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Why Reliance on One Income is Disastrous, And How Your Loan Is In On It

Filing Taxes - 1040 Form

This is a guest post by Aaron Velky, an expert on creating a side income and managing student loan debt. 

Early 19th century: A growing economy attracts hundreds of thousands of immigrant workers to factory jobs, new housing, allure of wealth, and, unknowingly, the reliance on industrial jobs. The home supply, built by factory barons, kept workers right where barons needed them: unable to travel, afford more, or quit.

People had debt, debt that kept them where they were. As more people were drawn to the factory hubs, injured workers could easily be replaced, leaving exiled workers struggling to find alternative income options.

Does this sound somewhat familiar to “9% of college graduates are unemployed, and hundreds of thousands are working in retail, are cashiers or waiters/waitresses?” [Read more...]

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Why College Grads Need More Mediocrity, Second-Rate, and Uninspired

Uninspired

I’ve been thinking a lot about what I want to be.

There’s not a specific word for it, but I have an idea – I want to blog, and write about the best ways college graduates can find fulfilling careers and live a life of profound meaning. I want to write books and be a published author. I want to travel the country and the world, speaking to Millennials. I want to teach, to mentor, and to be a guide for them.

Ira Glass, famous American Radio Personality, said this: [Read more...]

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How I Rejected My Manipulative Boss

little wooden man

Stockholm Syndrome: A psychological phenomenon characterized by strong emotional ties that develop between two persons where one person intermittently harasses, beats, threatens, abuses, or intimidates the other; essentially mistaking a lack of abuse from their captors for an act of kindness. [Read more...]

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What To Do When You Get Upset at Work

CashierIf you’ve ever worked in customer service;

If you’ve ever rang up someone on a cash register;

If you’ve ever gotten chewed out in front of people at a meeting;

If you’ve ever answered the phone and were forced to say something like “WelcometoPotteryBarnWhereWeOfferComplimentaryDesignServicesHowMayIHelpYou” in 2 seconds;

You’ve probably gotten upset at work. [Read more...]

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How to Stop Wasting Weeknights After College

Netflix RentalCollege graduates work weird, difficult, confusing jobs.

Most nights after work, we just want to get home, throw our pants in the fireplace, and watch Netflix.

We call this “relaxing,” “hanging out,” and other things. But we don’t know that this is our only time to work on what really matters. [Read more...]

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Fear, Anxiety, and Halloween After College

wanted: rotting pumpkinsI’m scared of a lot of things.

I’m scared that I’ll end up divorced. I’m scared that I’ll miss out on the greatest life possible for myself, because I got selfish. I’m scared I’ll end up like the husband and father I promised myself I would never be.

I’m scared that I’ll get fired from work. That Kimi will have to support us, and I won’t be able to find a job.

I’m scared I’ll be empty. Unfulfilled. [Read more...]

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5 Better Things to Spend $50 On This Halloween

Halloween Pumpkins at the field.I love Halloween. I will pay good money to walk through an interactive haunted house where they grab you, put a bag over your head, and make you crawl through a claustrophobic haunted underground maze.

I mean, I freaking love Halloween.

College grads have this fantastical habit of spending money on stupid, stupid things; they also have this predictable way of not paying for things that matter.

Instead of buying that “sexy nurse” costume this weekend (that comes with half the costume for twice the money), buy these 5 things.

1. A Stupid-Comfy Pillow [Read more...]

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Do You Have a “Busy” Life? Or a “Purposeful” Life?

Grand Street: Texting‘The majority prove their worth by keeping busy. A busy life is the nearest thing to a purposeful life.’ -Eric Hoffer

Life after college is, well…busy.

At least, we try to make it busy.

“Busy” can mean anything from watching all 5 years of Breaking Bad in 2 weeks, or working 50 hours a week. “Busy” is what most of us call the things we do to pass the day, the week, the month. [Read more...]

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The Baby Step to Achieving Big Goals That College Grads Aren’t Taking

First StepsKimi and I go to a kind of “community-group” through our church Tuesday nights. It’s a good place for hanging out, sharing ideas, and being with other newlyweds.

At the end, we were asked about some of the major and significant things that we wanted, and I didn’t want to tell people what mine was. Somehow, saying “I want to switch into the Career Services department at work” didn’t sound…flashy. Or deep. Or even worth saying. [Read more...]

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Integrity, Deca-Millionaires, and $7 Movie Tickets

3687971867_d0a70fa56c_zLike I said, I got married a month ago. Woo!

Date nights are fun, but once you start paying for your car insurance, data plans ($80 a month? Are you FREAKING kidding me), and paying off student loans, you don’t have a ton of cash for fun stuff. Like movie tickets.

There are a lot of great movies out right now, and I want to go see them. But I don’t want to pay for them.

But hey, I’m willing to compromise. That’s why I suggested to my lovely new wife that we pull out a trick from the middle school days – pay for movie tickets, but sneak in to another movie the same night! [Read more...]